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If you're going to use a small-cap index like the Russell 2000, you might wish to pause and think about why a great index fund business, like Vanguard, doesn't have any kind of funds that follow it. The reason is because it's a lousy index.
I have not even dealt with the straw guy right here yet, and that is the truth that it is fairly rare that you really have to pay either taxes or substantial payments to rebalance anyhow. A lot of smart financiers rebalance as much as possible in their tax-protected accounts.
Decumulators can do it by taking out from asset classes that have succeeded. And certainly, no one needs to be buying packed common funds, ever before. Well, I hope blog posts like these aid you to translucent the sales tactics often utilized by "monetary professionals." It's truly regrettable that IULs don't function.
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